STUDENT CODE:RK123124304
Manager
ABOUT ME
A dedicated and results-oriented finance professional with a 10+ years of diverse experience in Commercial
Banking, Lending, Credit Management, NPA Management, Analysis of Financial Statements, Ratio Analysis, Risk
Analysis, Compliances, MSME Credit, Mortgage Lending and Agriculture credit.
WORK EXPERIENCE
Manager, Indian Bank August-2019 to Present
Worked five year as Branch Manager in various branches.
As a Branch Manager worked in various areas such as Business development, team management,
sanctioning of various loans such as Agriculture credit, Agri infra credit, MSME Credit, Loan against
properties, Home Loan, Personal Loan, vehicle loan, trade finance, monitoring of loan assets, NPA
Management, Loan Recovery, Risk Assessment, RBI Inspection, Audit, Compliances, Concurrent Audit etc.
Assistant Manager, Indian Bank (Erstwhile Allahabad Bank) June-2012 to July-2019
Worked with credit teams of various branches and participated in processing of various loan proposals
such as MSME Credit, Agriculture credit, Corporate credit, Retail Loans.
Conducted Appraisal of Loans, Analysis of financial statements, Ratio Analysis, DSCR Calculations, NPV
and IRR Calculation, Risk assessment, CRISIL RAM Rating of various firms and corporations.
Assisted in Branch Audit, RBI Inspection, compliances , NPA Management and Recovery.
Conducted due diligence, KYC & AML, Branch Operations and transactions, Banking Operations.
EDUCATION
eMasters Degree in Economics, Finance and Data Analysis 2024
Indian Institute of Technology (IIT), Kanpur, India
Graduation in Mathematics (Hons) 2010
BRABU Muzaffarpur
10+2 2006
BIEC Patna
CERTIFICATIONS
Financial Market Analysis 2024
International Monetary Fund
Junior Associate of Indian Institute of Banking and Finance (JAIIB) 2021
Indian Institute of Banking and Finance
Data Analytics using R and Python, Power BI and Tableau 2024 (Ongoing)
Grant Thornton (Online)
SKILLS
Financial analysis and modeling
Lending, Rural Credit, Agri Infra Credit, MSME & Mortgage Loans
Risk Analysis
Credit Underwriting
Portfolio Management
Analysis of Financial Statements
Credit Management
INTEREST
Writing Blogs
PERSONAL PROFILE
AGE: 35 yrs (as of 15 Apr, 2024)
Languages Known: English, Hindi & Bengali.
Gender: Male
Nationality: Indian
Marital Status: Married
Annual Current Salary Range (In Lakhs): 21-25
