STUDENT CODE: AK124424404
Senior Manager, Branch Head
ABOUT ME
Results-driven banking professional with strong background in banking services. Adept at leveraging
financial expertise to drive impactful initiatives that align with organizational goals and societal impact.
WORK EXPERIENCE
Senior Manager, Branch Head, Union bank of India
Jun 2023 – Present
Spearheaded a strategic initiative to enhance branch profitability, resulting in a 20% increase in
revenue within the first fiscal year.
Implemented and oversaw a customer service training program for branch staff, leading to a 15%
improvement in customer satisfaction scores
.
Successfully executed cost-saving measures, reducing operational expenses by 10% through streamlined
processes and resource optimization.
Senior Manager, Branch Head, Agri Focused Branch, Union bank of India Jun 2020 – Jun 2023
Headed business operations for an Agri-focused branch with a customer base of approximately
45,000.
Played a pivotal role in Business Development, engaging in proactive strategies that resulted in a remarkable
100% growth in the net profit of the branch.
Achieved a notable 54% growth in Retail Advances, showcasing a robust expansion of the branch's retail lending
activities.
Senior Manager, Credit,
Union bank of India
Jun 2019 – Jun 2020
Drove the Retail Advances portfolio's growth for the region by collaborating with 80+ branches,
resulting in a 25% increase in new Retail Advances business.
Successfully assisted branches in implementing policy aspects, enabling the acceptance of high-value
Retail Loan proposals. This initiative led to a 30% expansion of the retail loan portfolio.
Spearheaded effective data handling practices, presenting comprehensive reports to higher management, aiding
informed decision-making and strategy development.
Branch Head, Union bank of India
Sep 2015 –Jun 2019
Oversaw the branch team, providing leadership and strategic guidance to drive operational efficiency
and achieve business objectives.
Implemented strategic measures leading to an 82% growth in total business, optimizing the
branch's overall financial performance.
Demonstrated effective financial management, contributing to a remarkable 92% growth in
net profit, attesting to the branch's fiscal strength and profitability.
Assistant Manager, Credit, Union bank of India
Jun 2013 –Sep 2015
Conducted pre-inspections for credit proposals, implementing a stringent evaluation process that
resulted in a 15% reduction in high-risk loans.
Streamlined the processing and appraisal of housing loans, mortgage loans, personal loans, and car
loans, improving overall processing time by 20%.
Implemented a robust monitoring system for existing loan assets, leading to a 20% reduction in
default rates and improved overall loan portfolio health.
Assistant Manager, Union bank of India
Jul 2011 –Jun 2013
Orchestrated efficient branch operations management, resulting in a 15% increase in overall
productivity through streamlined processes.
Spearheaded targeted campaigns to boost savings account business, contributing to a 10% growth in
the savings portfolio within six months.
Implemented strategic initiatives to enhance current account business, leading to a 12% rise
in current account acquisitions and balances.
Efficiently handled debit card issuance processes, contributing to a 15% rise in debit card
transactions and revenue.
EDUCATION
eMasters Degree in Economics, Finance & Public Policy
Indian Institute of Technology (IIT), Kanpur, India
2023-2024
PGP- Banking, Insurance & Financial Services
2009-2010
Xavier Institute of Social Service (XISS), Ranchi, India
Bachelor of Science, Math (H)
Lalit Narayan Mithila University (LNMU), Darbhanga, India
Intermediate of Science, Math
D.B. College, Jaynagar, India
Class 10,
2003-2006
1999-2001
1999
High School, Jaynagar, India
Outstanding Performer in Health Insurance Business 2024
Foundation Month Campaign Winner 2024
SKILLS
Risk Management, Compliance, Audit, Strategic Planning, Regulatory Compliance,
Process Improvement, Policy Development, Client Relationship Management, Training
And Development, Branch Administration, Retail Loans, MSME Finance
INTEREST
Meditating
Farming
PERSONAL PROFILE
AGE: 39 yrs (as of 10Apr, 2024)
Languages Known: English, Hindi & Maithili.
Gender: Male
Nationality: Indian
Marital Status: Married
Annual Current Salary Range (In Lakhs): 21-25
CERTIFICATIONS
Credit Management, NIBM, Pune
2020
Certified Associate of the Indian
Institute of Bankers (CAIIB), IIBF
2014
Junior Associate of the Indian Institute
of Bankers (CAIIB), IIBF
2012
AWARDS
